P2P digital wallet

Onboard and open wallets for users in the US
Load funds via ACH & cards
Transfer funds between wallets
Send funds within the US or to 100+ countries
Pay US-domestic or international bills

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Why Machnet

Start offering international payment services - in 6 weeks

Build in our sandbox. Test in our production staging. Go live.

Save 95% in fixed and monthly costs

No more upfront investment & fixed overheads. Only nominal monthly billables.

Built for scale

We do all the heavy lifting- regulatory requirements, compliance tools and bank relationships. You can focus on scaling faster.

curl --location -g --request POST 'https://api.machpay.com/v4/users/{{userId}}/transactions' \
--header 'X-Client-Id: xxxx-xxxx-xxxx' \
--header 'X-Client-Secret: xxxx-xxxx-xxxx' \
--header 'Content-Type: application/json' \
--data-raw '{
     "from_amount":1,
     "exchange_rate":6.11,
     "to_amount":6.11,
     "fee_amount": 0,
     "to_currency":"GHS",
     "from_currency":"USD",
     "from_fund_id":"{{fromAccountId}}",
     "funding_source_type": "CARD",
     "to":{
            "id": "{{receiveUserId}}",
           "fund_id" : "{{recipientAccountId}}",
            "payout_method":"BANK_DEPOSIT",
          }
}'

Powerful APIs with the flexibility you need

Explore our APIs and documentations and build unique and trustworthy products that speak to you and your user.