About us

Empowering access to the
Our Purpose

The cross-border payments industry is notorious for its complexity. Gaining access to banking and payment processing can be an uphill battle while assembling the required compliance infrastructure is often prohibitively expensive and time-consuming. Launching into the US market can take years, not mere weeks or months. These formidable entry barriers hinder innovators from reaching a global audience.

Our Mission

Our mission is crystal clear: to empower builders worldwide with the tools to overcome the challenges of entering the cross-border payments industry. We're dedicated to delivering value through cost savings, time efficiency, and seamless access. Our vision is to enable brilliant minds across the globe to scale their solutions for a global audience without limitations.

Our Solution

Machnet offers an end-to-end solution that includes compliance, banking infrastructure, and efficient payment rails. Our API empowers a wide range of businesses, from fintech startups and e-commerce platforms to neo-banks, global payroll providers, and enterprises. We equip companies with the capabilities to facilitate cross-border fund transfers.

Our journey

Our story began with a deep understanding of the challenges faced by immigrants, both directly and indirectly. Driven by the desire to improve access to financial services for immigrants, Machnet embarked on a journey. We initially focused on helping small and medium-sized businesses launch their money transfer services in the U.S. Although our unique model took several years to develop, it has evolved into an end-to-end solution for companies seeking to launch their international payment services.

We're on a mission to democratize access to the global economy, enabling our customers to compete on a global scale. At our core, we're committed to facilitating value distribution at scale, with zero friction. Our aim is to break barriers in the fintech space, making participation in the global financial system accessible to all. We're resolute in our goal to disrupt and level the fintech playing field.

our clients

Our clients are at the forefront of providing tailored and accessible cross-border payment services to the diverse immigrant communities in the U.S. In 2015, our very first client launched their money transfer platform, catering to the Nepali diaspora and enabling them to send funds to loved ones abroad. Today, our clients leverage Machnet's API to facilitate money transfers from the U.S. to countries such as the Kenya, Nigeria, Ghana, Liberia, Armenia, India, Mexico, and many others.

Discover our client success stories


Moneytun provides money transfer service to Armenians using Machnet’s API.


Money transfer service for the African diaspora in the United States.


Sendly provides affordable money transfer service for US-based Mongolians.