Build payroll platform

Onboard employers in the US
Open business wallets for the employers
Collect payments from the employers via ACH
Transfer payments to employees and contractors in 100+ countries

Why Machnet

We do the heavy lifting of compliance, regulatory requirements and banking, so you can focus to build, launch and scale your business. Our API platform enables you to onboard customers, collect funds and payout globally.

Start offering international payment services - in 6 weeks

Build in our sandbox. Test in our production staging. Go live.

Save 95% in fixed and monthly costs

No more upfront investment & fixed overheads. Only nominal monthly billables.

Built for scale

We do all the heavy lifting- regulatory requirements, compliance tools and bank relationships. You can focus on scaling faster.

curl --location -g --request POST 'https://api.machpay.com/v4/users/{{userId}}/transactions' \
--header 'X-Client-Id: xxxx-xxxx-xxxx' \
--header 'X-Client-Secret: xxxx-xxxx-xxxx' \
--header 'Content-Type: application/json' \
--data-raw '{
     "from_amount":1,
     "exchange_rate":6.11,
     "to_amount":6.11,
     "fee_amount": 0,
     "to_currency":"GHS",
     "from_currency":"USD",
     "from_fund_id":"{{fromAccountId}}",
     "funding_source_type": "CARD",
     "to":{
            "id": "{{receiveUserId}}",
           "fund_id" : "{{recipientAccountId}}",
            "payout_method":"BANK_DEPOSIT",
          }
}'

Powerful APIs with the flexibility you need

Explore our APIs and documentations and build unique and trustworthy products that speak to you and your user.